First and foremost, it is important to note that your lifestyle plan is not a financial product. Whilst products may be important in achieving your plan, they are a secondary consideration and not the focus.

The planning process entails answering those big questions: how much is enough to have the lifestyle you want, how much you need to sustain this lifestyle, and how much you can spend or afford to give away over your lifetime.

We will map your financial future, decades ahead, using a forecasting tool that calculates all of your present and potential future incomes and expenditures. This tool also tests the impact of key decisions and “what if” scenarios, encouraging smarter financial decisions. With this knowledge, you can take the necessary steps knowing you have really thought about the implications.

From here, we will devise a plan that offers guidance and gives you the confidence to have the life you wish without financial worries. We take a ‘life-centred’ approach when devising your personal financial plan, believing that living your life the way you want to is more important than what is in the bank.

We believe that the focus should be on your future and where you want to be, as the present is simply a snapshot of the here and now. The plan we create aims to give you control over your money and spending, helping you to financially secure your desired lifestyle.